Beloit grabbed its first and only double-digit lead at 67-56 with under seven minutes to play, but Monmouth's Anthony Beaird, who had been held in check for most of the afternoon, drained a trio of treys in the final three minutes, with the last one closing the gap to 77-76. Beloit then made 3-of-4 free throws, but that kept the door open just wide enough for the Scots, who got baskets from Joe Terwelp and Travis Miller to tie the game at 80-80. Miller's tying hoop came with just two seconds to go.
Beaird sank another trey, his sixth of the game, to help Monmouth go up 85-80 in overtime, but from there, the Scots committed a turnover, missed 3-of-4 free throws and misfired on four field goal attempts, including one by Miller that would have tied the game at the buzzer.
Beaird and Miller each had 20 points for the Scots, who are now 5-7 overall and 2-3 in the Midwest Conference. Loyd Bowen added 10 points.
Josh Hinz paced Beloit with 32 points, and the Bucs' other hero was Manuel Fergus, whose only tally of the contest came on a game-winning three-point play with four seconds left.